Platinum Insurance Group
Terms & Conditions and Privacy Policy
Welcome to Platinum Insurance Group, your trusted platform for opening up your own Insurance agency. Before you proceed, please read these Terms and Conditions carefully. By accessing or using our website, you agree to abide by these terms. If you do not agree with any part of these terms, please refrain from using our services.
1. Agreement
By accessing our website or using our services, you agree to comply with these Terms and Conditions, our Privacy Policy, and any additional guidelines or rules provided by Platinum Insurance Group.
2. Service Description
Platinum Insurance Group provides access to numerous carriers to our agency partners. We do not provide insurance ourselves but act as an Master agency to get you appointed.
3. Accuracy of Information
While we strive to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness, or reliability of any information on our platform. Users are encouraged to verify information directly with insurance providers before making any decisions.
4. User Responsibilities
Users are responsible for providing accurate and truthful information when using our platform. Any misuse, fraudulent activity, or violation of these terms may result in the suspension or termination of your contract.
5. Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by Platinum Insurance Group. We are not responsible for the content, privacy policies, or practices of any third-party websites or services.
6. Intellectual Property
All content, trademarks, logos, and intellectual property displayed on our website are the property of Platinum Insurance Group or its licensors. Users are not permitted to use, modify, or reproduce any of our intellectual property without prior written consent.
7. Limitation of Liability
Platinum Insurance Group shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of our website or services. This includes but is not limited to damages for loss of profits, data, or goodwill.
8. Indemnification
Users agree to indemnify and hold harmless Platinum Insurance Group], its affiliates, partners, and employees from any claims, damages, losses, or liabilities arising out of your use of our platform or any breach of these terms.
9. Modification of Terms
Platinum Insurance Group reserves the right to modify or update these Terms and Conditions at any time without prior notice. It is the responsibility of users to review these terms periodically for changes. Continued use of our services after any modifications indicates acceptance of the updated terms.
10. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws. Any disputes arising out of these terms shall be subject to the exclusive jurisdiction of the courts.
Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us at info@platinuminsgroup.com
By using our platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. Thank you for choosing Platinum Insurance Group for your Agency Needs.
Our Privacy Policy
We value you as a customer and respect your right to privacy. We know that you purchase our products and services because you trust that we stand behind our promises. We pledge our commitment to treat your information responsibly. We created this privacy policy to show you that we are working hard to protect your privacy.
Information Sharing and Opt out
We do not sell your personal information to anyone for any reason. We do not share it, except for the reasons described below, which are permitted by federal and state law. Therefore, there is no need for you to opt out. If we change our policy, we will tell you and give you a chance to opt out before we share your information.
Confidentiality and security
We use physical and technical safeguards to protect your information. We restrict access to your information to those who need it to perform their jobs. Third-party business partners are bound by law to use the information only for our purposes. They may not disclose it or use it in any other way. We comply with all data security laws.
Collecting your personal information
We collect personal information about you from different sources. For example, we collect information you send us on applications and forms. We also collect information from your transactions with our sister companies, others, or us. We may collect information from a consumer-reporting agency or a medical provider. This collection depends on the product or service you request.
Disclosing your personal information
We do not sell your information to anyone. We may disclose this information to a business that carries out services and marketing for us. We may disclose your information as required or permitted by law. We may disclose your information for a legal or regulatory purpose. These include the following types of information.
- We may disclose information we receive from you on applications or other forms. This may include your name, address, beneficiaries, Social Security number and family member information. This may also include assets, income, and the property address and value.
- We may disclose information from your transactions with our sister companies, or us. This may include your account balance, policy coverage, and payment history. This may also include premium paid, preferences, claims, and purchase method.
- We may disclose information we receive from a consumer-reporting agency or other report. This may include, your credit report, motor vehicle and driver data. This may also include medical and employment data, loss history reports, and other driver data. This disclosure depends on the products you select.
- We may disclose information to companies that perform marketing services on our behalf. As permitted by law, we may disclose some information to other financial institutions with which we have joint marketing agreements.
Using your medical information
We sometimes must collect medical information to provide you a product or to pay a claim. We do not use or share it for any purpose, except the following:
- Underwriting insurance
- Administering your policy, account, or claim
- As required or permitted by law
- As otherwise authorized by you
Internet Policies
What information does Platinum Insurance Group collect from Websites? Platinum Insurance Group may collect the information you provide when you:
- Request information from the Platinum Insurance Group Web site
- Use online tools and calculators
- Apply online for products
- Subscribe to online services
- Complete an online form
- Conduct transactions online
- Apply for a job online
Platinum Insurance Group contracts with certain unaffiliated business partners who help us deliver online products and services. They may keep the information you provide. Other online activities are listed below.
Visitor Data
- Platinum Insurance Group collects site-aggregate and customer-specific information about the pages you view on our site. We log IP addresses, browser and platform types, domain names, access times and referral data. We also collect information a customer volunteers on surveys and electronic forms. This information is used to improve our Website.
- Platinum Insurance Group gathers data on its Website. This is a standard industry practice and is used to find out how visitors use our site. We collect aggregate information on the public areas of our Website. We also collect information on an individual basis on areas of our Website that require visitors to logon using an ID and password. We may collect the following data:
- How many people visit our Website
- The pages they visit and the features they use
- How long they stay on our Web site
- The Web site people come from before reaching our Website
Use of “Cookies”
We store a cookie on your computer when you visit our Website. A cookie is a tiny piece of information that is required to create and maintain a secure session. Cookies let you request information and do business online. Cookies do not have confidential or personal information. They do not track a user after leaving our Web site. We use a third-party tracking utility, which may set cookies, to analyze how users move within our Web site.
Other Online Security
We also use a Secure Sockets Layer (SSL). This keeps all information confidential when it is sent between our Website and your computer.
We keep the e-mail you send to us. If you agree to receive e-mail messages from us, we will keep the information you give us to send e-mail of specific interest to you. If you choose to send us e-mail, we keep your e-mail, your e-mail address, and our reply. Please be careful about the information you give us in e-mail. As with any public Website, this communication may not be secure.
Web Links
It is important to note that other companies or organizations may have links on the Platinum Insurance Group family of Websites. We are not responsible for the collection, use, or security of information by the companies or organizations outside of the Platinum Insurance Group family of companies. Please read the privacy policy of Web sites reached through the use of links from the Platinum Insurance Group family of Websites.
Why does Platinum Insurance Group collect information on its Website?
Platinum Insurance Group or our business partners use the information from our Web sites for many purposes:
- Edits and feedback
- Marketing and promotions
- Analysis of user behavior
- Product development
- Content improvement
- Informing advertisers how many visitors have seen or clicked on their advertisements
- Customize Website content and layout
What happens if Platinum Insurance Group changes its privacy policy?
If we decide to change our privacy policy, we will post the changes on our homepage. This way you always know what information we collect, how we use it, and under what circumstances we disclose it.
If we decide to use your personal information in a different way than for the use that we told you when we collected it, we will notify you by posting a note on our Website for 30 days.
Contact Us
We value our customers and want you to understand how we use the information we collect. Please contact us if you have any questions about our privacy policy.
We will provide you a copy of your personal information that we control and can reasonably retrieve. To access your information, you must provide the following:
- All policy numbers you want to access.
- Please sign your request and have your signature notarized. This ensures the identity of the person requesting the information.
- We do not currently charge a fee to cover the cost of providing you with a copy of this information. However, we do reserve the right to charge a small fee in the future.
- You may request that we correct your personal information in our files. Please note that we do not control information provided by third parties. So, you will need to contact the third party to correct any information from them.
- Sometimes we obtain your consumer or credit report. If so, you may request the credit-reporting agency’s name and address. You may ask the agency to give you a copy of your report.
Please send any inquiries to us at: info@platinuminsgroup.com.
When you write to us, please include your name, address, and policy number, and your agent name and number, if you know it. You can contact your agent to change information that we control, such as your address. Or, you may contact your Platinum Insurance Group customer service representative. The phone number is in your policy packet.
This privacy statement describes our privacy practices for both current and former customers. We will provide one copy of this notice to joint policy or contract holders. Please share this information with everyone covered by your policy or contract. If you request, we will send more copies of this statement.
Thank you for choosing Platinum Insurance Group. We look forward to building a lifetime relationship with you.
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